Terms & Conditions
Last Updated: November 2025
Welcome to AvniPie. By accessing our website, using our services, or engaging with our content, you agree to follow these Terms and Conditions. Please read them carefully, as they govern your use of our platform and outline your rights and obligations.
These Terms apply to all users, visitors, subscribers, customers, and anyone accessing our website or services.
General
AvniPie (“we”, “our”, “us”) operates as a financial consultation, business advisory, training, and digital services provider. By using our website or engaging with any of our offerings, you acknowledge that you have read, understood, and agree to be bound by these Terms.
We may update these Terms at any time. Continued use of the website after changes are posted indicates acceptance of the updated Terms.
Services
We provide a range of services, including:
Financial & wealth consultation
Business advisory and planning
Insurance guidance
Online courses, digital files, and downloadable materials
Appointment-based sessions
Educational and informational resources
We reserve the right to modify, update, suspend, or discontinue any service or feature without prior notice. We may also introduce new features or services that will automatically be governed by these Terms.
User Responsibilities
By using our website or services, you agree to:
Provide accurate, complete, and updated information
Use the website for lawful purposes only
Not engage in fraudulent activity, false bookings, or misuse of services
Maintain confidentiality of your account login information
Respect all intellectual property and usage policies
Any misuse, misrepresentation, or suspicious activity may result in account suspension, denial of service, or legal action when required.
Payments
All payments for consultations, digital products, or services are:
Processed securely via trusted third-party payment gateways
Non-refundable, unless otherwise specified for a particular service
Subject to price changes based on updates, promotions, or market conditions
By completing a payment, you agree to the pricing, service description, and terms applicable at the time of purchase.
If a payment fails, is disputed, or reversed fraudulently, we reserve the right to restrict access to associated services.
Intellectual Property Rights
All content on this website—including:
Text
Images
Logos
Designs
Training materials
Digital downloads
Course content
Branding and graphics
is the exclusive property of AvniPie and is fully protected under applicable intellectual property laws.
You are not permitted to:
Copy or reproduce content
Redistribute or re-upload materials
Sell, sublicense, or modify our content
Use our branding without permission
Written consent from AvniPie is required for any use beyond personal, non-commercial purposes.
Limitation of Liability
AvniPie provides general financial guidance, advisory suggestions, and educational content based on industry experience. However:
All decisions made using our advice, content, or services are at the user's own discretion.
AvniPie is not liable for financial losses, business outcomes, investment risks, or any direct or indirect damages resulting from the use of our materials.
We do not guarantee specific results, business performance, or financial outcomes.
Our role is to provide insight and information—not to make decisions on your behalf.
Third-Party Links & Services
Our website may contain links or integrations with third-party tools such as:
Payment gateways
Analytics providers
External learning platforms
Booking or communication tools
We are not responsible for the content, practices, or policies of third-party platforms. Users are encouraged to review their Terms and Privacy Policies separately.
Account Termination
We reserve the right to suspend or terminate accounts if:
Terms are violated
Fraudulent activity is detected
User behaviour risks the safety or integrity of the platform
Payments are disputed or reversed without justification
Users may request account deletion by contacting us directly.
Governing Law
These Terms & Conditions are governed by the laws applicable in India. Any dispute or claim shall be resolved under the jurisdiction of the appropriate courts, unless otherwise required by law.
Contact Information
For any questions, clarifications, or support regarding these Terms, reach out to us at:
🌐 AvniPie Business & Compliance Services